The Real Estate market in Miami is one of the most powerful markets in the United States since the Real Estate decline in 2008. Taking into consideration that 2013 was one of the best years for Real Estate in Miami, it maintains a strong inclusive character that gives entry to fresh capital from Latin America and the world.
More about Miami Real Estate
Miami Real Estate Market Behavior.
The behavior of this market, especially in South Florida responds to different seasonal patterns which creates a slight relief for buyers. Areas like Downtown Miami, Brickell and Wynwood are emerging zones for hyperconnected young professionals who crave activity in an urban environment.
Home Loans in Miami
South Florida’s community is one with many backgrounds and unique mortgage needs. There are currently several types of home loan programs to meet that high demand for real estate in Miami-Dade County, Broward County, and Monroe County. Programs for purchasing, refinancing or home improvements are available to all kinds of homebuyers and real estate investors. Whether you are ready to buy or not, it is vital to start the conversation of homeownership early to help find you the best home loan.
Home Loans Programs:
– Looking for a loan but don’t have a down payment?
– Mortgage programs for first time buyers, seniors, and low income families
– Are you missing your Social Security number? Don’t have a Visa, Work Permit, or Green Card?
– First time home buyer credit score 580
– Are you a foreign national looking to make an investment or purchase a second home?
– Qualified doctorate medical professional.
– Bank statement program
Nationwide Mortgage Process
Once the buyer and seller have reached an agreement; they will proceed to conduct a final agreement and lock down the credit terms and move towards the closing the sale.
The “real estate agreement” takes place when the agreement is placed on the nationwide search of the title (nationwide title search) to ensure that the property has no debts and/or taxes.
At Albert Garcia Team, we specialize in all stages of the buying process of a property. We being part of the Keller Williams Realty an international franchise with more than 150,000 offices around the world. Albert García Team brings together Real Estate agents specialized in all areas of the acquisition process of property, valuation, purchase, sale, financing and closing. We have in-house process, additionally to a department of Real Estate Marketing and Communication; which allows us to offer a complete experience in the buying process and property selling.
What’s the next step?
Let go of all doubt and start the conversation of homeownership. Too many times people disqualify themselves or do not believe they can obtain a home loan. Usually, when selecting a new home, the main limitations are self-imposed by the client.
Let our multidisciplinary team make a full evaluation of your case and show you the best options in the miami housing market.