First Time Home Buyer?  580+ Credit Score?

This program is a home loan that provides economic help to first time home buyers. The program works by offering lower down payments on their home loans.

For this special program, down payment assistance, manual underwriting, and mortgage credit certificate are allowed. However, NO-FICO borrowers are allowed with alternative/sufficient credit.

Not only is the 580+ program is also available on all government programs, but you can still qualify if you have a low credit score. It’s no wonder a lot of first time home buyers apply for this home loan option.